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FY 2019-20 Year End Review

6.2 Mn
Customers Served

No Of Agent Outlets

23+ Bn
Savings mobilized

(in INR)

12+ Bn
Credit Portfolio

(In INR)






About Us

Sub-K IMPACT Solutions Limited (Formerly known as BASIX Sub-K iTransactions Limited) bridges the financial divide between banks and underserved population by effectively leveraging technology and local entrepreneurship

Sub-K creates a high-tech high-touch operating infrastructure at the last mile connectivity to deliver meaningful financial services through a capital light model and a wide distribution network


Highly efficient delivery of financial services, enabled by in-house technologies

accessible business loan


Sprawling network of agents covering most remote parts of the country

scalable business loans


Geography agnostic, plug and play operational model


Sub-K’s innovation lies in offering diversified and curated financial services through digital means coupled with last mile connectivity. As a result, the services are cost effective, customer centric, highly accessible and crafted according to the needs of the financially and digitally excluded population

Agent Network Management

Sub-K IMPACT Solutions Ltd operates, manages, and controls inclusive transactions on end-to-end basis and offers a gamut of financial and non-services to end customers through recruitment and training of local entrepreneurs as “Business Correspondent Agents” who serve as human ATMs at the last mile of connectivity

business correspondence
msme business loan

Credit Facilitation - Micro, Small and Medium Enterprises

Sub-K’s business model of facilitating bank financing to MSMEs is a unique and effective approach for reaching out to informal micro-businesses which otherwise would not have been the preferred customer choice for traditional banks given their operational constraints

Credit Facilitation - Microfinance

Under the credit facilitation services, Sub-K IMPACT Solutions Ltd provides affordable, accessible, and door-step microfinance loans to women across the country. Centered around our clients, the microfinance model follows Joint Liability Group methodology which leverages on social capital of the women in a community. Sub-K’s technical assistance and feet-on-the-street allows us to provide financial assistance to a greater number of women and also provide financial literacy guidance to support their day-to-day lives.

Microfinance Loans

Whispers From The Field

Read how Sub-K has made a difference in the lives of its customers and agents