Sub-K Sab Ke Liye Samruddhi Laye

Corporate Policies & Regulatory Notices

Sub-K IMPACT Solutions operates with strict adherence to Reserve Bank of India (RBI) business correspondent guidelines, fair practice codes, and consumer grievance mechanisms.

Fair Practices Code (FPC)

Governs Sub-K's commitment to complete transparency, fair treatment, non-discriminatory service delivery, and ethical collection practices in line with RBI norms.

Version 4.2Updated April 2025

Customer Grievance Redressal Policy

A multi-tiered customer complaint mechanism with defined turnaround SLAs, dedicated Toll-Free escalation, and direct access to the Principal Nodal Officer.

Version 3.8Updated January 2025

Whistleblower & Vigilance Policy

Safe and confidential reporting channel for employees, agents, and stakeholders to report any unethical conduct, fraud, or violation of statutory obligations.

Version 2.5Updated July 2024

Corporate Social Responsibility (CSR) Policy

Mandates Sub-K Saath's expenditure allocation, project governance, impact measurement, and environmental sustainability programs approved by the Board.

Version 3.0Updated September 2024

Data Privacy, Cybersecurity & IT Security Policy

Comprehensive standards on information asset protection, customer data confidentiality, ISO 27001 compliance, and RBI IT governance guidelines.

Version 5.1Updated February 2025

Prevention of Sexual Harassment (POSH) Policy

Enforcing zero tolerance towards workplace harassment, backed by an independent Internal Complaints Committee (ICC) adhering to statutory requirements.

Version 3.1Updated May 2024

Customer Grievance Redressal Mechanism

In compliance with RBI Master Directions on Business Correspondents and Customer Service in Banks, Sub-K maintains a multi-tiered grievance redressal system. If you have any complaint regarding a transaction, CSP service, or uncredited balance:

Step 1 — Toll-Free Care
1800 200 7825
Mon - Sat: 9:30 AM to 6:00 PM
Step 2 — Principal Nodal Officer
nodalofficer@subk.co.in
Escalation SLA: 7 Business Days
Step 3 — Banking Ombudsman
If unresolved after 30 days, customers may approach the RBI Banking Ombudsman at cms.rbi.org.in