Universal Financial Inclusion so that every Indian can carry out day-to-day transactions with ease, facilitating his/her participation in the mainstream economy, leading to inclusive growth. Eventually this facility should spread to other developing countries.


Enabling a large number of lower-income households to undertake micro-transactions – facilitating Savings, Insurance, Remittances, Pensions and Government Payments, in an accessible, affordable, authenticated and authorized manner, while assisting banks, insurance companies and other financial service providers to enhance their outreach sustainably.