Leadership Team

Mr. Sasidhar Thumuluri - Managing Director

Sasi has two decades of experience in financial inclusion and capital markets in 20+ countries. He started his career at BASIX Social Enterprise Group where he was instrumental in designing and executing various innovative programs in microfinance and rural livelihoods. He currently runs day-to-day business of Sub-K as the Managing Director.

Prior to Sub-K, Sasi has worked for IFC, Habitat for Humanity, Microvest Capital Management and BASIX group.
Sasi holds Master of Public Affairs from Princeton University and MBA from Indian Institute of Forest Management. He has also completed Accelerated Development Program from University of Chicago's Booth School of Business.
He regularly speaks at various national and international events and serves on the board in Business Correspondents Federation of India of which he is currently the chairperson.

Mr. Sasidhar Thumuluri

Mr. Jitender Kalwani - Chief Financial Officer and Company Secretary

Jitender has over 18 years of experience in Finance, Accounts, MIS, Budgeting, Tax & regulatory matters, Processes & controls in organizations Prior to joining Sub-K, Jitender worked in Megasoft as a Finance General Manager ang Gati .In his current capacity, Jitenders primary responsibility is to optimize the financial performance along with ensuring compliance with statutory and regulatory requirements of the company.

Jitender holds Masters degree in Commerce from Osmania University, MBA from IGNOU, ACS and Member of Institute of Chartered Financial Analysts (ICFAI), and Strategic Management Certification from IIM Ahmedabad.

Mr. Jitender Kalwani

Mr. Dinesh Saili - Senior Vice President - MFI Operations

Dinesh has more than two decades of experience in Sales & Distribution Management.

In the past, he has handled medium to large strategic business units in diverse sectors across FMCG, Durables, Insurance & Micro Finance at both Regional as well as national level. Currently, Dinesh heads the process improvements & Business Automation as the Senior Vice President of the Microfinance vertical.

Prior to Sub-K, he has worked with P&G, Asian Paints, HDFC SLIC, Aviva Life Insurance and Bhartiya Samruddhi Finance Limited. Dinesh holds a Post Graduate degree in Business Management from All India Management Association( AIMA) Delhi.

Mr. Dinesh Saili

Mr. Ajay Singh Parihar - Deputy Vice President - Business Head for ANM Vertical

In his 16 years of career, he has gained prudent experience in Branch Banking, Agency Banking, General Insurance, Product development, Process design. Ajay now heads the Agent Network Management as the Deputy Vice President.

Previously, Ajay has been associated with Esaf Small finance Bank & Fino payment bank where he had worked in almost all banking verticals.

Ajay Singh Parihar has done his Bachelor of commerce with Taxation honours and Masters of Arts with Social Science as majors from Barkatullah University, Bhopal.

Mr. Ajay Singh Parihar

Mr. Venkateswara Rao Davuluri - Strategic Initiatives

Through his years of experience in the financial services, Venkat has gathered rich domain knowledge in Microfinance, SME finance, Insurance, Training , Agent banking and consulting. Prior to Sub-K, Venkat has worked in various companies under BASIX Group and Fullerton,India.

Venkat is a graduate in Bachelor of Science with Computer Science honours from Andhra University and Masters in Business Administration also from Andhra University in 2004.

Mr. Venkateswara Rao Davuluri

Mr. Poduri Chandrasekhar - People Management

Chandrasekhar has more than 25 years of experience in Sales, Training and Learning & Development among others. After several senior level stints in the Development Finance sector, he now heads the people management department in Sub-K.

Chandrasekhar is a double post graduate with PGDHRM from Symbiosis and Strategic Management from IIM- Calcutta.

Mr. Poduri Chandrasekhar

Mr. Pabitra Kumar Misra - Business Intelligence and Data Analytics

With over 16 years of experience in banking and financial services sector with core competencies on Business Intelligence, Data Analytics, Corporate Planning and Strategy, Digitization, Pabitra now heads the Business Intelligence and Data Analytics at Sub-K.

Pabitra earned his MBA from ICFAI business School.

Mr. Pabitra Kumar Misra

Ms. Gowri Devi R V - MFI Operations

Gowri has over 16 years of working experience in microfinance and livelihood promotion services. She started her career with Bhartiya Samruddhi Finance Limited (BSFL) and served in various capacities across BASIX Social Enterprise Group.

Gowri is a postgraduate in Management and a certified Business Analyst.

Ms. Gowri Devi R V

Mr. Pavan Kumar R - MSME Business

With over 20 years of experience, Pavan has extensively worked in the Microfinance and NBFC sector. His current work in focused on heading the day to day business of the MSME vertical of Sub-K. Over the years, Pavan has worked in various capacities of Operations, HR and Marketing in BASIX Group.

Pavan has done his Masters in Agriculture with specialization in Soil Science and Agricultural chemistry from Acharya N G Ranga Agricultural university.

Mr. Pavan Kumar R

Mr. Venkateshwara Rao Aduri - Information Technology

Venkateswara has over 23 year of experience in Software Design, Development, Maintenance of Applications, Project Management, Project Planning & Execution and Client Relationship Management. In his current capacity, he is the Vice President of Information Technology at Sub-K

He holds MBA-Information Technology from Madurai Kamaraj University with Honours Diploma in System Management.

Mr. Venkateshwara Rao Aduri

Mr. Satheesh Arjilli - Risk & Insurance

Satheesh holds over 20 years of experience in varies consultancy and livelihood promotion organizarions. Currently, he heads the Risk & Insurance functions at Sub-K

In his last stint, he served as the Vice-President in BASIX Consultancy and Technology Services. Sateesh has completed his MBA in Finance from Andhra University and PGDIRM and Insurance Fellowship from Insurance Institutions of India.

Mr. Satheesh Arjilli

Mr. Susheel - Business Accts & Fund Mgmt

Susheel has over 25 years of experience in accounts, finance, budgetary controls, internal audit, tax & regulatory matters, in manufacturing, education and service industries

Susheel Kumar is a graduate in Bachelor of Science with Mathematics honours from Madurai Kamaraj University, Madurai and 1st rank holder in Mathematics. He has completed Integrated Professional Competence Course from Institute of Chartered Accountants of India.

Mr. Susheel

Mr. Prasanna Nilkanth Muley - Process Improvements & Business Automation

Prasanna is an MBA graduate from Indian Institute of Management Calcutta (IIM C). Before joining IIM C, he worked for 12 years in Commissioner Cadre at Employees' Provident Fund Organisation (EPFO), Ministry of Labour, Govt of India. Prasanna who did bachelors in Mechanical Engineering from Pune University joined EPFO as Assistant Commissioner consequent upon his selection by UPSC. At EPFO Prasanna led large teams, consistently challenged the status quo and drove change through technology and innovation.

He has vast experience in Business Process Re-engineering, Strategizing, General Management, and Finance.

Mr. Prasanna Nilkanth Muley

Mr. Animesh Kumar - Business Development & Partner Relations

Animesh Kumar is a seasoned finance professional with more than 7 years of experience in Banking & Financial Services, with stints in Kotak Mahindra Bank and ICICI Bank. He recently completed his Masters in Business Administration from Indian Institute of Management, Bangalore. He is an alumnus of Delhi University, having graduated in Maths Hons and holds a Master of Finance and Control (MFC) degree from Department of Financial Studies, Delhi University. He also holds a Post-Graduate Diploma in Banking from the ICICI Manipal Academy and is a Certified FRM (GARP - Financial Risk Management) Professional.

Mr. Animesh Kumar

Mr. Jaykishan Mandani - Strategic Digital Initiatives

Jaykisan has over 10 years of experience in Product development and IT architecture in Technology and Manufacturing Industry. He has expertise in emerging industry processes and technologies like Cloud, Agile, DevOps, Microservices and Analytics. Currently, he is the Assistant Vice President for Strategic Digital Initiatives.

Jaykishan Mandani is an engineering graduate (B.Tech) from National Institute of Technology, Surat. He completed his Master of Business Administration (MBA) from Indian Institute of Management, Ahmedabad

Mr. Jaykishan Mandani

Ms. Namrata Sehgal - Social Performance & Marketing

Namrata has over 7 years of experience working with an NGO and with a national healthcare chain, in various capacities. Namrata now heads the Social Performance & Marketing division.

Namrata Sehgal is a law graduate (L.L.B. Hons.) and has completed her Post-Graduation in Constitutional Law (L.L.M.) from University of Lucknow. She recently earned her Master of Business Administration (MBA) degree from Indian Institute of Management, Bangalore. She is a Certified Project Management Professional (PMP) from PMI, USA.

Ms. Namrata Sehgal

Mr. Hemant Kumar Banerjee - MFI - East & North East

Having worked in different capabilities for 15 years, Hemant has gained prudent experience in Branch Banking Operations and Branch Banking Services, Product development, Process design as well as Agency network management.

Hemant has done his BSc (Microbiology) from Dr. Babasaheb Ambedkar Marathwada University and PGDBM in Marketing & Information Technology from New Delhi Institute Of Management, New Delhi . Apart from his academic qualifications, he holds certifications of Six Sigma Green & Black belt from Asian Institute of Quality Management accredited By ASCB (Europe) Limited-UK.

Mr. Hemant Kumar Banerjee

Mr. Murali VVN - IT Development - Credit

Murali has over 11 years of experience in the software design, development and maintenance in web (J2EE) and mobile applications (Android, Blackberry). Extensive experience working with all aspects of in-house developed system and product development. Expertise in integration with the Core Banking System (CBS) of Banks, ATM Modules, Mobile Banking, payment gateways (NPCI) ,Aadhaar apis, Bank's Financial Gateways and development of Micro Finance Institutions (MFI) Loan Origination System (LOS) &Loan Management System (LMS)

Murali, a post graduate in Technology holds Masters in Technology degree from JNTU in Computer Science and Engineering.

Mr. Murali VVN

Mr. V Amarnadh - Corporate Accts & Compliances

Amarnadh has over 8 years of experience in different Industries like manufacture, Service, Constructions, Hospitality and Fintech and is proficient in finalization of Books of Accounts, budgeting and handling statutory/Internal audits of the companies. . Currently, he manages the corporate accounts and compliances division of Sub-K. Prior to Sub-K, he worked for IRCTC and Payism Global, Bangalore.

Amarnadh is a certified Chartered Accountant & Chartered Management Accountant.

Mr. V Amarnadh

Mr. Gaurav Bammi - Business Relations and Development

With over 10 years of experience in microfinance , agent banking , taxation and consulting, Gaurav serves as an Assistant Vice President in Business Relations & Development at Sub-K. Previously, he worked with BSFL , Deloitte and Fidelity.

Gaurav holds MBA (Finance & Marketing) from ICFAI University and bachelors in Hospitality from Pusa university , He is also a certified Six Sigma belt holder.

Mr. Gaurav Bammi

Mr. J Mangaraju - AVP-Agent Network Operations

Mangaraju has over 18 years of experience in NGOs, Construction Companies and Pharmacy industries. Prior to managing the Agent Network Operations, Managaraju worked in Corporate accounts helped in setting up process for new start-up companies B-ABLE,BCTS,BKSL and Sub-K.

Manga Raju has completed his Bachelors in Commerce from Osmania University in 2000, and Certification in Computers from Indira Gandhi National Open University.

Mr. J Mangaraju

Mr. Nukala Ramakrishna - MFI - South, Central & Western Regions

With over 15 years of experience in the Microfinance sector, Ramakrishna now heads the Microfinance Vertical of Sub-K for South, Central and Western regions of India.

Ramakrishna has done Masters in Business Administration in Marketing from Osmania University.

Mr. Nukala Ramakrishna

Mr. Ch Varaprasad - MSME Operations

Varaprasad has 15 years of experience in Agri input sales, Credit Operations (MFI and MSME), Agent Network business, Recruitment and Training. Currently, he manages the MSME operations as the Assistant Vice President. Has been associated with BSFL,BASICS Consulting and IGS prior to Sub-K.

Vara holds an MBA (Marketing & Finance) degree from Osmania University.

Mr. Ch Varaprasad

Ms. Meena Kachipuram - HR Operations & Compliances

Having over14 years of experience in Core HR and Compliances including Employee Life Cycle Management, Meena currently leads the HR Operations and Compliances as the Assistant Vice President. She has been associated with IT, Marine and Agro Chemical companies in various HR roles prior to Sub-K.

Meena holds an MBA degree in Human Resources from Osmania University.

Ms. Meena Kachipuram