Gold Loan by Sub-K

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for small businesses

Gold Loan

Gold loan or loan against gold is a secured loan taken by the borrower from a lender by pledging their gold articles as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.

Benefits of availing a gold loan:

  • Quick and easy disbursal – Minimum documentation leads to faster processing of gold loan due to its secured nature.
  • Flexibility – As there is no monitoring of the ultimate use, it gives you the flexibility to use the loan for any type of expense.
  • Secured Loan Type– You are not required to submit any other security/collateral to the lender other than the pledged gold ornaments.
  • Lower Interest Rate – Interest rates on gold loans are on the lower side when compared to personal loans, since gold serves as collateral.
  • Liquidate your idle asset –  An idle asset, gold is seldom used for generating money. Hence, a gold loan is the perfect solution to raise capital and use the fund when you require money to meet your financial needs.

Avail hassle-free loan for your golden future through Sub-K. Apply for an easy and quick gold loan online now. Our Sub-K Swarn Samriddhi (Gold Loan) enables you to avail quick and easy loans by pledging your gold articles as collateral. Sub-K Vriddhi App offers hassle free, secure, and easy Gold loan for customers.

Loan Amount ₹ 1,00,000 to ₹ 10,00,000
Interest Rate 12.95% – 17.95% per annum
Loan Tenure 3 Months to 12 Months
Loan Type secured
Minimum Carat 18 Carat
CALCULATE EMI

Gold Loan Testimonials

Kapil Dev Shah Sub-K MitraBusiness LoanTestimonials
February 2, 2022

Kapil Dev Shah

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